Are You Thinking About Buying A Car?

by | Jul 20, 2015 | Automotive

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If you have decided to purchase a vehicle the first thing you need to determine is whether you will take the risk of buying someone else’s problems or are you willing to pay more for a brand new Subaru in Chicago?

It is extremely important that you understand that you are the customer and you need to take control of the buying process, the best way to do this is to know what you want, you do not want a dealer sales exec trying to tell you what is right for you, only you know that. Before you set one foot out the door do your research, you can accomplish a great deal on the internet or you can rely on the unbiased date found in magazines such as Consumers Report. Don’t forget to interact with your network of friends and fellow workmates, reports are valuable of course but a firsthand report from someone you trust is often better.

Determine your needs and priorities, if you are a young couple with no children this will direct you towards certain vehicles, if you have a growing family you might need a roomy sedan or SUV. Make an effort to match the car with your life style, if your needs and wants are at cross purposes with your car you will never be happy with it.

Once you have completed your initial research you have to face the hard part; making a budget. With financing so easy to arrange it can be tempting to buy a car that you’re really can’t afford. Make a reasonable budget which is based on reality, narrow your search to those cars that you know you can afford.  When you are budgeting you need to take into account the maximum down payment you can make, decide what the value of your trade in is and then once you have the bottom line, add ten percent for taxes, fees, etc. It is always a good idea to talk to your insurance agent as well, insurance is an expense that you don’t want to overlook.

Now is the time to figure out how you will finance your new Subaru in Chicago. In many cases the dealer can offer quite attractive financing options, especially if you have a good credit score. In most cases you will find that your bank or credit union is the better bet because you are in the position to tell the dealer you are a cash buyer, this fact puts you in a great position to negotiate. Of course you are not using your own cash but the cash from your outside financier.

If you have done your research and decided that you are going to purchase a new Subaru in Chicago you cannot find a better dealer than Hawk Subaru in Joliet. Click here to visit

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