What Are Social Security Disability Laws?

Posted by Alex on April, 2015

SSD laws refer to Social Security, a federally run program that provides income to disabled people who cannot work and meet the eligibility requirements as set by law. The goal of the Social Security Administration, or SSA, is to provide financial benefits to workers and their dependents in the event the worker is no longer able to provide any income due to a physical or mental disability. SSD law gives…

There are a number of criteria that must be met to qualify for benefits. The most important criteria include a formal determination that the applicant is indeed physically or mentally disabled and this disability stops the applicant from earning a living. This condition must be expected to last at least one year and the applicant has not yet reached 65 when retirement benefits take over. As well as these qualifications the applicant must have worked long enough during the previous ten years to have accrued sufficient qualifying wages. Any applicant that can meet all these expectations can expect to receive monetary benefits for as long as they stay qualified.

The most important issue is whether or not the applicant is disabled in accordance with current SSD law. Over and above the expected minimum duration of the disability, the applicant must be disabled to the point where it is not possible to do the work done previously. The SSA will determine if the applicant is capable of doing different work based on his or her condition, skills and education. To finally be found eligible for disability benefits the applicant must be prepared to go through a long, drawn out process which will entail considerable medical documentation.

To be eligible for benefits the applicant must have earned sufficient work credits which are based on income. The work credits have to be sufficient and they have to have been earned recently enough. The income the applicant must have made varies year to year so it is important to check the current SSD law to determine if he or she has sufficient work credits.

SSD law is complex and it tends to change frequently. If you are disabled and you wish to apply for disability benefits you might want to consider discussing your situation with the Davis-Morris Law Firm.

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