No-Fault Explained by Motorcycle Accident Attorneys in Hawaii

by | Jan 31, 2018 | Accident Attorney

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Imagine visiting Hawaii to tour the beautiful islands by motorcycle. This is a dream of many, but this dream can quickly turn into a nightmare following a motorcycle accident. The injured party ends up in the hospital and is then told Hawaii is a no-fault state. What exactly does this mean and how will it affect the person who has been injured? Many people want to know this information, as they don’t live in a no-fault state and aren’t sure how it will impact them. The following information is what every person visiting Hawaii must know about no-fault laws. If more information is needed, it’s best to call motorcycle accident attorneys in Hawaii.

What Does No-Fault Mean?

As Hawaii is one of approximately a dozen states that have no-fault laws, individuals who reside in other states may wonder why they cannot blame the other party responsible for an accident. No-fault simply means the state does not consider who caused the accident. When a minor accident occurs, the person who was injured will turn to their car insurance carrier to obtain compensation for any medical bills and expenses that arise from the accident. However, there are exceptions to this, which can be of help knowing if a person is seriously injured in an accident of this type.

When the No-Fault Rule Does Not Apply

Individuals retain the right to file a personal injury lawsuit or other liability claim in certain situations. For example, when a person finds their injuries are serious enough to exceed the limit of their policy’s personal injury protection, they may file this type of suit. In addition, if the injuries have led to serious or permanent disfiguration or if they result in the significant loss of the use of one or more body parts or functions and the loss is permanent, this type of suit can also be filed.

Motorcycle accident attorneys in Hawaii ( work with clients regularly to determine if their claim falls under the exception categories mentioned above. For this reason, any person involved in a motorcycle accident within the state should contact an attorney for assistance. With the help of the attorney, the injured party can determine how to proceed to ensure compensation is obtained.

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